The intelligence layer for commerce value
Vault AI turns grocery behavior into commerce intelligence. It connects shopper, product, loyalty, retail media, merchant, offer, and purchase signals across Cashberry, Branch, and Treasury.
The intelligence layer for commerce value
Vault AI turns grocery behavior into commerce intelligence. It connects shopper, product, loyalty, retail media, merchant, offer, and purchase signals across Cashberry, Branch, and Treasury.
The brain behind the network
The brain behind every signal, match, and outcome
“Finance is stuck in the past. Vectura gives teams real-time clarity, built-in structure, and smarter control.”
2 ecosystems become one commerce network
2 ecosystems become one commerce network
2 ecosystems become one commerce network
1 commerce graph connects households, offers, and spend
1 commerce graph connects households, offers, and spend
1 commerce graph connects households, offers, and spend
6 AI layers turn signals into revenue and consumer value.
6 AI layers turn signals into revenue and consumer value.
6 AI layers turn signals into revenue and consumer value.
The capabilities that turn commerce signals into smarter value and opportunity
Vault Ai connects grocery behavior, loyalty signals, merchant offers, campaign activity, and purchase outcomes into one intelligence layer. It helps Cashberry understand household intent, match the right value to the right audience, and measure what created revenue.
Unified Commerce Signals
Demand Modeling
Value Matching
Expense tracking
Lunch with team
Meals
Approved
$ 179.99
Flight to Berlin
Travel
Flagged
Approved
$ 849.99
Zoom subscription
Software
Approved
$ 129.99
Dinner w/ client
Meals
Pending
$ 219.99
Office furniture
Office
Approved
$ 2499.99
1 flagged transaction
Resolve
Export
Expense tracking
Lunch with team
Meals
Approved
$ 179.99
Flight to Berlin
Travel
Flagged
Approved
$ 849.99
Zoom subscription
Software
Approved
$ 129.99
Dinner w/ client
Meals
Pending
$ 219.99
Office furniture
Office
Approved
$ 2499.99
1 flagged transaction
Resolve
Export
Expense tracking
Lunch with team
Meals
Approved
$ 179.99
Flight to Berlin
Travel
Flagged
Approved
$ 849.99
Zoom subscription
Software
Approved
$ 129.99
Dinner w/ client
Meals
Pending
$ 219.99
Office furniture
Office
Approved
$ 2499.99
1 flagged transaction
Resolve
Export
Connect banking, transaction, grocery, loyalty, retail media, merchant, offer, campaign, and purchase signals into one intelligence layer.
Budget oversight
Marketing
$43,789 / $49,700
87%
Design
$24,713 / $38,300
64%
Sales
$11,244 / $29,800
38%
Finance
$42,700 /
$
5
4
3
2
4
,
3
2
1
0
00
9
8
6
5
4
3
%
HR
$13,300 / $20,900
63%
Ops
$16,870 / $31,100
54%
Edit budget
Spend breakdown
Set alerts
Duplicate
Archive
Edit budget for Finance department?
The current monthly budget is $44,300.
Please enter
the new amount.
0.00
Cancel
Confirm
Budget oversight
Marketing
$43,789 / $49,700
87%
Design
$24,713 / $38,300
64%
Sales
$11,244 / $29,800
38%
Finance
$42,700 /
$
5
4
3
2
4
,
3
2
1
0
00
9
8
6
5
4
3
%
HR
$13,300 / $20,900
63%
Ops
$16,870 / $31,100
54%
Edit budget
Spend breakdown
Set alerts
Duplicate
Archive
Edit budget for Finance department?
The current monthly budget is $44,300.
Please enter
the new amount.
0.00
Cancel
Confirm
Budget oversight
Marketing
$43,789 / $49,700
87%
Design
$24,713 / $38,300
64%
Sales
$11,244 / $29,800
38%
Finance
$42,700 /
$
5
4
3
2
4
,
3
2
1
0
00
9
8
6
5
4
3
%
HR
$13,300 / $20,900
63%
Ops
$16,870 / $31,100
54%
Edit budget
Spend breakdown
Set alerts
Duplicate
Archive
Edit budget for Finance department?
The current monthly budget is $44,300.
Please enter
the new amount.
0.00
Cancel
Confirm
Understand how spending, savings, grocery behavior, loyalty activity, offer response, and purchase patterns reveal what each individual may need next.
Your reports
Spend patterns
Burn rate report - Q2
July 18, 2025
Spend categorization
Category Breakdown - June 2025
July 3, 2025
Generate report
Downloading report
Download complete!
Your reports
Spend patterns
Burn rate report - Q2
July 18, 2025
Spend categorization
Category Breakdown - June 2025
July 3, 2025
Generate report
Downloading report
Download complete!
Your reports
Spend patterns
Burn rate report - Q2
July 18, 2025
Spend categorization
Category Breakdown - June 2025
July 3, 2025
Generate report
Downloading report
Download complete!
Match consumers, merchants, categories, offers, and rewards based on individual financial behavior, purchase intent, and likely value fit.
Solutions
Turn grocery intelligence into new commerce revenue
Vault AI helps grocers and partners understand individual demand across banking, spending, grocery, loyalty, media, offers, and commerce signals — then match the right value to the right consumer.
Individual Demand Intelligence
Understand how spending, grocery behavior, loyalty activity, offer response, and purchase patterns reveal what consumers may need next.
Individual Demand Intelligence
Understand how spending, grocery behavior, loyalty activity, offer response, and purchase patterns reveal what consumers may need next.
Individual Demand Intelligence
Understand how spending, grocery behavior, loyalty activity, offer response, and purchase patterns reveal what consumers may need next.
Partner Revenue Expansion
Help grocers create revenue from categories they do not sell by matching consumers with relevant merchants, services, and offers.
Partner Revenue Expansion
Help grocers create revenue from categories they do not sell by matching consumers with relevant merchants, services, and offers.
Partner Revenue Expansion
Help grocers create revenue from categories they do not sell by matching consumers with relevant merchants, services, and offers.
Relevant Consumer Value
Surface rewards, savings, and offers that fit an individual’s financial behavior, purchase history, and real commerce needs.
Relevant Consumer Value
Surface rewards, savings, and offers that fit an individual’s financial behavior, purchase history, and real commerce needs.
Relevant Consumer Value
Surface rewards, savings, and offers that fit an individual’s financial behavior, purchase history, and real commerce needs.
Individual spending reveals new value
Treasury helps partners turn funded offers into shopper value that can be traced, measured, and tied to real account activity.
A Grocer Finds Revenue Beyond the Aisle
Turn individual wallet intelligence into partner revenue across categories the grocer does not sell.
A Grocer Finds Revenue Beyond the Aisle
Turn individual wallet intelligence into partner revenue across categories the grocer does not sell.
A Partner Reaches Higher-Intent Consumers
Match merchants and offers to individuals using spend, loyalty, purchase, and commerce signals.
A Partner Reaches Higher-Intent Consumers
Match merchants and offers to individuals using spend, loyalty, purchase, and commerce signals.
A Shopper Receives More Relevant Value
Use financial and commerce behavior to surface rewards, offers, and savings that fit real needs.
A Shopper Receives More Relevant Value
Use financial and commerce behavior to surface rewards, offers, and savings that fit real needs.
The Network Learns From Every Outcome
Every campaign, offer, reward, and purchase improves targeting, activation, and measurement.
The Network Learns From Every Outcome
Every campaign, offer, reward, and purchase improves targeting, activation, and measurement.
Frequently asked questions
Answers to common questions about getting started and using Cashberry day to day.
Book a demo call
Let’s talk about your current setup and see how Cashberry can enable everyday value.
Do you prefer email? We're available at:
Book a demo call
Let’s talk about your current setup and see how Cashberry can enable everyday value.
Do you prefer email? We're available at:
Book a demo call
Let’s talk about your current setup and see how Cashberry can enable everyday value.
Do you prefer email? We're available at:
Vault AI is Cashberry’s intelligence layer for the household wallet. It connects banking, spending, grocery, loyalty, media, merchant, offer, and purchase signals to understand demand, match value, activate campaigns, and measure outcomes.
Integrations connect systems. Vault AI turns those connected signals into intelligence. It understands behavior, identifies opportunities, matches value to consumers, activates campaigns, and measures what created revenue.
Vault AI uses signals across banking, transactions, grocery purchases, loyalty activity, POS/TLog data, retail media, media exposure, merchant offers, commerce platforms, campaigns, rewards, and purchase outcomes.
Vault AI helps grocers turn shopper and household intelligence into new value. It can support stronger loyalty, more relevant rewards, non-grocery partner revenue, campaign monetization, retail media expansion, and clearer performance measurement.
Vault AI helps merchants and partners reach higher-intent consumers using household wallet signals. Instead of targeting generic audiences, partners can match offers to real spending behavior, purchase patterns, loyalty activity, and likely demand.
Vault AI helps consumers receive more relevant value. It can surface rewards, offers, savings, and financial benefits based on real behavior across spending, grocery, commerce, loyalty, and household needs.
Vault AI is Cashberry’s intelligence layer for the household wallet. It connects banking, spending, grocery, loyalty, media, merchant, offer, and purchase signals to understand demand, match value, activate campaigns, and measure outcomes.
Integrations connect systems. Vault AI turns those connected signals into intelligence. It understands behavior, identifies opportunities, matches value to consumers, activates campaigns, and measures what created revenue.
Vault AI uses signals across banking, transactions, grocery purchases, loyalty activity, POS/TLog data, retail media, media exposure, merchant offers, commerce platforms, campaigns, rewards, and purchase outcomes.
Vault AI helps grocers turn shopper and household intelligence into new value. It can support stronger loyalty, more relevant rewards, non-grocery partner revenue, campaign monetization, retail media expansion, and clearer performance measurement.
Vault AI helps merchants and partners reach higher-intent consumers using household wallet signals. Instead of targeting generic audiences, partners can match offers to real spending behavior, purchase patterns, loyalty activity, and likely demand.
Vault AI helps consumers receive more relevant value. It can surface rewards, offers, savings, and financial benefits based on real behavior across spending, grocery, commerce, loyalty, and household needs.
Vault AI is Cashberry’s intelligence layer for the household wallet. It connects banking, spending, grocery, loyalty, media, merchant, offer, and purchase signals to understand demand, match value, activate campaigns, and measure outcomes.
Integrations connect systems. Vault AI turns those connected signals into intelligence. It understands behavior, identifies opportunities, matches value to consumers, activates campaigns, and measures what created revenue.
Vault AI uses signals across banking, transactions, grocery purchases, loyalty activity, POS/TLog data, retail media, media exposure, merchant offers, commerce platforms, campaigns, rewards, and purchase outcomes.
Vault AI helps grocers turn shopper and household intelligence into new value. It can support stronger loyalty, more relevant rewards, non-grocery partner revenue, campaign monetization, retail media expansion, and clearer performance measurement.
Vault AI helps merchants and partners reach higher-intent consumers using household wallet signals. Instead of targeting generic audiences, partners can match offers to real spending behavior, purchase patterns, loyalty activity, and likely demand.
Vault AI helps consumers receive more relevant value. It can surface rewards, offers, savings, and financial benefits based on real behavior across spending, grocery, commerce, loyalty, and household needs.