What we're building across Cashberry

Cashberry

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Cashberry is the consumer financial experience grocers can offer to shoppers. It starts with a rewards debit account and grocery savings wallet, giving customers a practical way to earn and use value around their weekly grocery routine.

New
  • Account Rewards debit account for everyday spending

  • Wallet Grocery savings wallet for earned value

  • Banking Consumer financial products tied to grocery savings

  • Activation Shopper onboarding through grocer-owned channels

Improved
  • Loyalty Adds financial products to the existing loyalty relationship

  • Spend Connects everyday payment activity to grocery value

  • Experience Supports Cashberry-branded and co-branded touchpoints

  • Engagement Creates a weekly reason for shoppers to return

Fixed
  • Value Makes savings visible before the next grocery trip

  • Measurement Tracks enrollment, activation, spend, rewards, and redemption

  • Economics Connects shopper activity to grocer revenue opportunities

  • Experience Delivers a consistent and intuitive shopper journey across banking and grocery interactions

Branch

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Branch now gives grocers a dedicated program layer for launching and managing Cashberry across stores, banners, regions, customer segments, and brand models. Teams can define rollout timing, activation channels, launch milestones, program controls, and how Cashberry appears to customers.

For regional and independent grocers, this turns Cashberry into a managed growth program rather than a disconnected financial product. Branch helps teams coordinate launch activity, expand from pilot to scale, manage co-branded or white-label experiences, and monitor adoption, activation, and revenue performance in one operating view.

New
  • Program Store, banner, region, and cohort setup

  • Launch Rollout milestones and activation planning

  • Brand Cashberry-branded, co-branded, and white-label models

  • Controls Program configuration by market, store, and customer segment

Improved
  • Operations Gives grocers one place to manage the Cashberry program

  • Activation Supports campaigns across stores, email, receipts, and loyalty channels

  • Expansion Helps move from pilot to regional rollout

  • Visibility Shows program health across stores, cohorts, and markets

Fixed
  • Fragmentation Reduces scattered launch planning across teams

  • Ownership Clarifies brand, channel, and rollout responsibilities

  • Reporting Tracks adoption, activation, engagement, and revenue performance

  • Scaling Supports expansion by store, banner, region, or cohort

Treasury

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Treasury now supports funded rewards and campaign management for merchant, brand, and partner-funded value. Grocers can connect reward programs, campaign rules, budgets, eligibility, and attribution into the customer experience, helping shoppers receive more grocery value.

For grocery leaders, Treasury creates a revenue engine beyond traditional grocery margin. It gives grocers a way to bring outside funding into the shopper relationship, manage funded campaigns, measure verified purchases, and show which offers, partners, and reward programs are creating real business outcomes.

New
  • Funding Merchant, brand, and partner-funded reward programs

  • Campaigns Campaign creation and management for funded offers

  • Rules Reward eligibility, qualification, and redemption logic

  • Budgets Budget controls for funded value delivery

Improved
  • Revenue Creates value beyond traditional grocery margin

  • Offers Connects funded offers to shopper segments and grocery behavior

  • Attribution Links rewards to verified purchase activity

  • Partners Gives merchants a measurable way to fund grocery savings

Fixed
  • Margin Reduces reliance on store-funded discounts

  • Waste Helps fund value when shoppers take measurable action

  • Proof Tracks campaign performance, reward redemption, and purchase outcomes

  • Economics Shows funded value and revenue contribution

Vault AI

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Vault AI now connects the commerce systems behind Cashberry, including loyalty, payments, offers, receipts, media, ecommerce, and customer data. It links shoppers, transactions, rewards, offers, and purchases so banking, rewards, and reporting can work together.

For grocers, Vault AI reduces the gap between disconnected systems and executive decision-making. It helps teams understand where value is moving, which customer segments are responding, which campaigns are performing, and what actions should be taken to improve activation, targeting, attribution, and revenue impact.

New
  • Integrations Connects loyalty, payments, media, offers, receipts, and customer datat

  • Matching Links shoppers, transactions, rewards, offers, and purchases

  • Modeling Identifies value opportunities across stores, cohorts, and campaigns

  • Insights Surfaces program performance and recommended actions

Improved
  • Intelligence Turns disconnected commerce systems into one operating view

  • Targeting Helps route more relevant value to shopper cohorts

  • Attribution Connects campaign exposure, reward activity, and purchases

  • Reporting Gives executives clearer visibility into what is working

Fixed
  • Silos Reduces fragmentation across loyalty, payment, media, and purchase systems

  • Gaps Identifies missing data, weak connections, and underperforming segments

  • Measurement Connects banking, rewards, purchases, and revenue impact

  • Decisions Helps grocers decide what to grow, adjust, or stop

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Cashberry is a financial technology company, not a bank. Banking services are provided by MRV Banks, Member FDIC. MRV Banks is located at 871 Ste. Genevieve Drive, Ste. Genevieve, MO 63670. The Cashberry Mastercard® Debit Card is issued by MRV Banks, Member FDIC, pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard debit cards are accepted. Cashberry is not FDIC-insured. MRV Banks is the FDIC-insured institution. Deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. Opinions, advice, services, or other information or content expressed or contributed by customers, users, partners, or other third parties are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of Cashberry or MRV Banks. MRV Banks is not responsible for the accuracy of any content provided by author(s), contributor(s), or third parties. Third-party trademarks referenced are for informational purposes only; no endorsements are implied. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. All other third-party trademarks, logos, and brand names are the property of their respective owners. Cashberry rewards, offers, cashback, savings incentives, merchant-funded promotions, and partner-funded benefits are provided by Cashberry or participating partners, unless otherwise stated, and are not provided, endorsed, or guaranteed by MRV Banks.