What we're building across Cashberry
Cashberry

Cashberry is the consumer financial experience grocers can offer to shoppers. It starts with a rewards debit account and grocery savings wallet, giving customers a practical way to earn and use value around their weekly grocery routine.
New
AccountRewards debit account for everyday spendingWalletGrocery savings wallet for earned valueBankingConsumer financial products tied to grocery savingsActivationShopper onboarding through grocer-owned channels
Improved
LoyaltyAdds financial products to the existing loyalty relationshipSpendConnects everyday payment activity to grocery valueExperienceSupports Cashberry-branded and co-branded touchpointsEngagementCreates a weekly reason for shoppers to return
Fixed
ValueMakes savings visible before the next grocery tripMeasurementTracks enrollment, activation, spend, rewards, and redemptionEconomicsConnects shopper activity to grocer revenue opportunitiesExperienceDelivers a consistent and intuitive shopper journey across banking and grocery interactions
Branch

Branch now gives grocers a dedicated program layer for launching and managing Cashberry across stores, banners, regions, customer segments, and brand models. Teams can define rollout timing, activation channels, launch milestones, program controls, and how Cashberry appears to customers.
For regional and independent grocers, this turns Cashberry into a managed growth program rather than a disconnected financial product. Branch helps teams coordinate launch activity, expand from pilot to scale, manage co-branded or white-label experiences, and monitor adoption, activation, and revenue performance in one operating view.
New
ProgramStore, banner, region, and cohort setupLaunchRollout milestones and activation planningBrandCashberry-branded, co-branded, and white-label modelsControlsProgram configuration by market, store, and customer segment
Improved
OperationsGives grocers one place to manage the Cashberry programActivationSupports campaigns across stores, email, receipts, and loyalty channelsExpansionHelps move from pilot to regional rolloutVisibilityShows program health across stores, cohorts, and markets
Fixed
FragmentationReduces scattered launch planning across teamsOwnershipClarifies brand, channel, and rollout responsibilitiesReportingTracks adoption, activation, engagement, and revenue performanceScalingSupports expansion by store, banner, region, or cohort
Treasury

Treasury now supports funded rewards and campaign management for merchant, brand, and partner-funded value. Grocers can connect reward programs, campaign rules, budgets, eligibility, and attribution into the customer experience, helping shoppers receive more grocery value.
For grocery leaders, Treasury creates a revenue engine beyond traditional grocery margin. It gives grocers a way to bring outside funding into the shopper relationship, manage funded campaigns, measure verified purchases, and show which offers, partners, and reward programs are creating real business outcomes.
New
FundingMerchant, brand, and partner-funded reward programsCampaignsCampaign creation and management for funded offersRulesReward eligibility, qualification, and redemption logicBudgetsBudget controls for funded value delivery
Improved
RevenueCreates value beyond traditional grocery marginOffersConnects funded offers to shopper segments and grocery behaviorAttributionLinks rewards to verified purchase activityPartnersGives merchants a measurable way to fund grocery savings
Fixed
MarginReduces reliance on store-funded discountsWasteHelps fund value when shoppers take measurable actionProofTracks campaign performance, reward redemption, and purchase outcomesEconomicsShows funded value and revenue contribution
Vault AI

Vault AI now connects the commerce systems behind Cashberry, including loyalty, payments, offers, receipts, media, ecommerce, and customer data. It links shoppers, transactions, rewards, offers, and purchases so banking, rewards, and reporting can work together.
For grocers, Vault AI reduces the gap between disconnected systems and executive decision-making. It helps teams understand where value is moving, which customer segments are responding, which campaigns are performing, and what actions should be taken to improve activation, targeting, attribution, and revenue impact.
New
IntegrationsConnects loyalty, payments, media, offers, receipts, and customer datatMatchingLinks shoppers, transactions, rewards, offers, and purchasesModelingIdentifies value opportunities across stores, cohorts, and campaignsInsightsSurfaces program performance and recommended actions
Improved
IntelligenceTurns disconnected commerce systems into one operating viewTargetingHelps route more relevant value to shopper cohortsAttributionConnects campaign exposure, reward activity, and purchasesReportingGives executives clearer visibility into what is working
Fixed
SilosReduces fragmentation across loyalty, payment, media, and purchase systemsGapsIdentifies missing data, weak connections, and underperforming segmentsMeasurementConnects banking, rewards, purchases, and revenue impactDecisionsHelps grocers decide what to grow, adjust, or stop
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